Convert TAU Lending Optimizer on Taler to Tether (TLO → USDT)

Swap TLO to USDT on Ethereum in one step. Powered by NEAR Intents.

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Swap TLO to USDT

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How to convert TAU Lending Optimizer on Taler to Tether

The widget above is already set to TLO on Ethereum → USDT on Ethereum. The whole swap runs in one flow through NEAR Intents:

Step 1: Choose how to pay
Connect any EVM wallet such as MetaMask or Rabby that holds your TLO. Or turn on Swap from external wallet to get a deposit address and QR code you can pay from any wallet or exchange; you then add an address on Ethereum for refunds.

Step 2: Enter the amount and where to receive
Type how much TLO to swap and the Ethereum address that receives the USDT, from any EVM wallet such as MetaMask or Rabby. The widget shows how much USDT you will receive, fees included, before you confirm.

Step 3: Confirm and send
Approve the transfer in your wallet, or send the amount to the deposit address. Once it confirms on Ethereum, solvers fill the swap and the USDT is sent to your address on Ethereum. If the swap can't be filled, your TLO is refunded.

Prefer to keep a balance inside NEAR Intents? The Deposit tab adds TLO to it, Swap trades within it, and Withdraw sends tokens out to their own networks.

⚠ Important: receive on an address you control. If you send the USDT to an exchange instead, check that it accepts USDT on Ethereum: some exchanges don't credit deposits that come from a smart contract.

About the TLO → USDT swap

TLO and USDT both live on Ethereum, so you pay and receive on the same network. NEAR Intents still routes the trade through its solver network, which means you get a competitive quote without picking a DEX or an aggregator yourself.

Swapping TLO to USDT converts a volatile asset into a dollar-pegged stablecoin, a common way to lock in a price or step out of market swings without off-ramping to a bank account.

About TAU Lending Optimizer on Taler and Tether

What is TAU Lending Optimizer on Taler (TLO)?

TLO is the share token of the TAU Lending Optimizer, a vault built on Taler, a protocol that provides infrastructure for curated on-chain yield. The vault was deployed on Ethereum in May 2026 and accepts USDC. Taler states that its contracts were audited by Quantstamp between March and April 2026.

Type
Yield-bearing vault share (USDC)
Launched
2026
Consensus
Runs on Ethereum
Max supply
No fixed cap (minted on deposit, burned on redemption)
Swap network
Ethereum

How TAU Lending Optimizer on Taler works

Depositing USDC mints TLO and redeeming burns it. A curator decides where the money goes, and Taler's valuation adapters cover lending positions on Aave V3 and Morpho Blue. Strategy actions pass through permission checks, NAV checks and circuit breakers. Redemptions are asynchronous: a request joins an epoch, the executor settles it, and the USDC is then claimed.

What TLO is used for

Holders use TLO to earn lending yield on dollars while keeping a transferable token. Through NEAR Intents it can also be swapped for other assets without waiting in the vault redemption queue.

TLO supply

There is no fixed supply. TLO is minted on deposit and burned on redemption, and vault fees are paid by minting new shares to fee recipients. The token uses 8 decimals.

Before you swap TLO

TLO is a yield-bearing vault share, not a stablecoin, so its price moves with the vault net asset value instead of holding exactly one dollar. Liquidity is limited, so check the quote before confirming.

What is Tether (USDT)?

Tether (USDT) is a stablecoin designed to hold a value of one US dollar, issued by the company Tether since 2014. Having started on Bitcoin's Omni Layer, it has since expanded to many blockchains, including Ethereum, TRON, Solana and others.

Type
Fiat-backed stablecoin
Launched
2014
Consensus
Inherits the consensus of each host blockchain
Max supply
No fixed cap (minted and redeemed on demand)
Swap network
Ethereum
Sector (Messari)
Stablecoins

How Tether works

Tether creates new USDT when verified customers deposit dollars and redeems tokens for dollars when they are returned, so the supply follows demand. The company reports holding reserve assets, mainly US Treasury bills and cash equivalents, to back the tokens in circulation and publishes periodic attestations of those reserves.

What USDT is used for

Traders use USDT to park funds between trades and as a quote currency on exchanges around the world. It is also common for cross-border payments and for saving in dollars in places with volatile local currencies.

USDT supply

There is no fixed supply: tokens are minted when dollars come in and burned when they are redeemed. The goal is for each USDT to be backed by reserves worth at least one dollar.

Before you swap USDT

USDT exists on many networks, and the swap widget defaults to the Ethereum version, so confirm the selected network matches the chain of your wallet before sending or receiving. Sending USDT over the wrong network can make funds difficult or impossible to recover.

Looking for the reverse?Convert USDT to TLO →

Swap TLO for other tokens

Other ways to get USDT

View all token swap pairs →

TLO to USDT: frequently asked questions

What to know before swapping TAU Lending Optimizer on Taler for Tether

Use the widget on this page, already set to TLO on Ethereum → USDT on Ethereum: connect your wallet or pay by QR code, enter the amount and your Ethereum address, and confirm. NEAR Intents swaps it and sends the USDT to that address in one flow, and the widget shows the exact amount you will receive before you confirm.