Convert NEAR Protocol to xDAI (NEAR → xDAI)

Swap NEAR on NEAR to xDAI on Gnosis Chain — no bridges, no delays. Powered by NEAR Intents.

Swap NEAR to xDAI

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NEAR to xDAI rate today

1 NEAR ≈ 4.53 xDAI and 1 xDAI ≈ 0.2207 NEAR, based on market prices at 2026-09-22 09:42 UTC. The quote in the widget above is what you actually receive, fees included.

TokenPrice24h
NEAR Protocol (NEAR)$4.53+6.11%
xDAI (xDAI)$0.9999+0.00%

How to convert NEAR Protocol to xDAI

Converting NEAR to xDAI on NEAR Mobile Swap is done in three simple steps through the NEAR Intents protocol: Deposit, Swap, and Withdraw.

Step 1 — Deposit NEAR from NEAR
Go to the Deposit tab and select NEAR Protocol (NEAR) on NEAR. The widget will generate a deposit address (or QR code) — send your NEAR there from any wallet. Once the deposit is confirmed on NEAR, your NEAR balance appears inside NEAR Intents.

Step 2 — Swap NEAR to xDAI on NEAR Intents
Switch to the Swap tab, pick NEAR as the source and xDAI as the target. Enter the amount and confirm — solvers compete to fill your order and the swap settles in seconds.

Step 3 — Withdraw xDAI to Gnosis Chain
Finally, go to the Withdraw tab. Select xDAI (xDAI) from your NEAR Intents balance and choose Gnosis Chain as the destination. Enter an address from any EVM wallet such as MetaMask or Rabby and confirm.

⚠ Important: When entering a withdrawal address, make sure it is a personal wallet you control. Some centralized exchanges do not support receiving funds from smart-contract-based deposits — sending to an exchange address may result in lost funds.

About the NEAR → xDAI swap

This is a cross-chain swap: your NEAR leaves NEAR and xDAI arrives on Gnosis Chain. Normally that takes a bridge plus a DEX, or a centralized exchange account. With NEAR Intents the deposit, swap and withdrawal happen in one flow, and what lands in your wallet is xDAI on Gnosis Chain, not a wrapped copy you have to bridge again.

Swapping NEAR to xDAI converts a volatile asset into a dollar-pegged stablecoin — a common way to lock in a price or step out of market swings without off-ramping to a bank account.

About NEAR Protocol and xDAI

What is NEAR Protocol (NEAR)?

NEAR Protocol is a smart contract platform co-founded by Illia Polosukhin and Alexander Skidanov, with its mainnet going live in 2020. The network focuses on usability, offering human-readable account names such as alice.near instead of long hexadecimal addresses. It is also the chain behind NEAR Intents, the cross-chain swap system that NEAR Mobile Swap uses.

Type
Layer-1 blockchain
Launched
2020
Consensus
Proof of Stake (Nightshade sharding)
Max supply
No fixed cap
Swap network
NEAR
Sector (Messari)
Smart Contract Platform
NEAR Protocol official site ↗Sector classification by Messari ↗

How NEAR Protocol works

Validators stake NEAR in a Proof of Stake system to produce blocks and confirm transactions. Nightshade sharding splits the network into parallel shards that process transactions side by side, which lets capacity grow as more shards are added.

What NEAR is used for

NEAR is spent on transaction fees and contract storage, and it is delegated to validators by holders who want staking rewards. Developers also use the chain for decentralized apps, AI agents and chain abstraction tools that operate across several blockchains.

NEAR supply

NEAR started with a genesis supply of one billion tokens and has no hard cap. New tokens are minted each epoch to reward validators, with the maximum annual inflation rate halved from 5% to 2.5% in October 2025, while 70% of transaction fees are burned.

Before you swap NEAR

When withdrawing to NEAR, you can send to a named account (like name.near) or to a 64-character implicit account, so check you have the correct one. Keep a little NEAR in your wallet to cover gas and storage for future transactions.

What is xDAI (xDAI)?

xDAI is the native currency of Gnosis Chain, the EVM network that began in 2018 as the xDai Chain built by POA Network and later merged into the Gnosis ecosystem. Unlike most gas tokens, it tracks the US dollar, so fees and payments on the chain are denominated in a stable unit.

Type
Bridged USD stable gas token
Launched
2018
Consensus
Runs on Gnosis Chain (proof-of-stake, secured by GNO)
Max supply
No fixed cap (1:1 with bridged stablecoins)
Swap network
Gnosis Chain
xDAI official site ↗

How xDAI works

Users deposit a dollar stablecoin into the xDai bridge contract on Ethereum, and the same amount of xDAI is minted on Gnosis Chain; burning xDAI releases the locked funds back on Ethereum. The bridge historically accepted DAI and, since an upgrade in late 2025, uses USDS as its default token, with idle reserves placed in Sky's savings products.

What xDAI is used for

Everyone transacting on Gnosis Chain needs xDAI to pay gas. Because it stays close to one dollar, it also serves as a low-cost medium for payments and transfers.

xDAI supply

There is no fixed cap: xDAI supply expands and contracts one-for-one with the stablecoins locked in the bridge. It is not mined or issued as a validator reward; Gnosis Chain secures itself with the separate GNO token.

Before you swap xDAI

This asset is the native coin of Gnosis Chain, so receiving it also covers your gas there. Its value follows the US dollar, so swapping into it works like moving into a USD stablecoin on that chain.

Looking for the reverse?Convert xDAI to NEAR →
More swaps:All NEAR pairs →All xDAI pairs →

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NEAR to xDAI: frequently asked questions

What to know before swapping NEAR Protocol for xDAI

Deposit NEAR from NEAR into NEAR Intents, swap it for xDAI, then withdraw xDAI to your wallet on Gnosis Chain. The widget on this page walks you through all three steps and shows the exact amount you will receive before you confirm.