Convert USD Coin to TAU Lending Optimizer on Taler (USDC → TLO)

Swap USDC to TLO on Ethereum in one step. Powered by NEAR Intents.

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Swap USDC to TLO

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How to convert USD Coin to TAU Lending Optimizer on Taler

The widget above is already set to USDC on Ethereum → TLO on Ethereum. The whole swap runs in one flow through NEAR Intents:

Step 1: Choose how to pay
Connect any EVM wallet such as MetaMask or Rabby that holds your USDC. Or turn on Swap from external wallet to get a deposit address and QR code you can pay from any wallet or exchange; you then add an address on Ethereum for refunds.

Step 2: Enter the amount and where to receive
Type how much USDC to swap and the Ethereum address that receives the TLO, from any EVM wallet such as MetaMask or Rabby. The widget shows how much TLO you will receive, fees included, before you confirm.

Step 3: Confirm and send
Approve the transfer in your wallet, or send the amount to the deposit address. Once it confirms on Ethereum, solvers fill the swap and the TLO is sent to your address on Ethereum. If the swap can't be filled, your USDC is refunded.

Prefer to keep a balance inside NEAR Intents? The Deposit tab adds USDC to it, Swap trades within it, and Withdraw sends tokens out to their own networks.

⚠ Important: receive on an address you control. If you send the TLO to an exchange instead, check that it accepts TLO on Ethereum: some exchanges don't credit deposits that come from a smart contract.

About the USDC → TLO swap

USDC and TLO both live on Ethereum, so you pay and receive on the same network. NEAR Intents still routes the trade through its solver network, which means you get a competitive quote without picking a DEX or an aggregator yourself.

Swapping USDC to TLO is how you buy TAU Lending Optimizer on Taler with US dollars you already hold on-chain: you pay in a stablecoin and receive TLO directly on Ethereum.

About USD Coin and TAU Lending Optimizer on Taler

What is USD Coin (USDC)?

USDC is a US dollar stablecoin issued by Circle, first launched in September 2018 through the Centre consortium that Circle founded with Coinbase. Circle now manages the token directly, and USDC is issued natively on a range of blockchains, with Ethereum among the largest.

Type
Fiat-backed stablecoin
Launched
2018
Consensus
Inherits the consensus of each host blockchain
Max supply
No fixed cap (minted and redeemed on demand)
Swap network
Ethereum
Sector (Messari)
Stablecoins
USD Coin official site ↗Sector classification by Messari ↗

How USD Coin works

Each USDC is meant to be redeemable for one dollar, and Circle mints or burns tokens as institutional customers deposit or withdraw funds. Reserves are held in cash and short-dated US government obligations, largely through a dedicated fund, and Circle publishes regular reports on their composition.

What USDC is used for

USDC is widely used for settlement and payments, both in crypto markets and in business transfers that benefit from moving dollars at any hour. In decentralized finance it serves as a common unit for lending, liquidity pools and trading.

USDC supply

Supply is elastic: USDC is created when dollars are deposited and destroyed when it is redeemed. Circle aims to keep reserves equal to or greater than the amount of USDC in circulation.

Before you swap USDC

The widget defaults to USDC on Ethereum, but the same token also lives on Solana, NEAR, Base and other chains, so select the network your wallet actually uses. Beware of bridged versions with similar names, which are not the same as natively issued USDC.

What is TAU Lending Optimizer on Taler (TLO)?

TLO is the share token of the TAU Lending Optimizer, a vault built on Taler, a protocol that provides infrastructure for curated on-chain yield. The vault was deployed on Ethereum in May 2026 and accepts USDC. Taler states that its contracts were audited by Quantstamp between March and April 2026.

Type
Yield-bearing vault share (USDC)
Launched
2026
Consensus
Runs on Ethereum
Max supply
No fixed cap (minted on deposit, burned on redemption)
Swap network
Ethereum
TAU Lending Optimizer on Taler official site ↗

How TAU Lending Optimizer on Taler works

Depositing USDC mints TLO and redeeming burns it. A curator decides where the money goes, and Taler's valuation adapters cover lending positions on Aave V3 and Morpho Blue. Strategy actions pass through permission checks, NAV checks and circuit breakers. Redemptions are asynchronous: a request joins an epoch, the executor settles it, and the USDC is then claimed.

What TLO is used for

Holders use TLO to earn lending yield on dollars while keeping a transferable token. Through NEAR Intents it can also be swapped for other assets without waiting in the vault redemption queue.

TLO supply

There is no fixed supply. TLO is minted on deposit and burned on redemption, and vault fees are paid by minting new shares to fee recipients. The token uses 8 decimals.

Before you swap TLO

TLO is a yield-bearing vault share, not a stablecoin, so its price moves with the vault net asset value instead of holding exactly one dollar. Liquidity is limited, so check the quote before confirming.

Looking for the reverse?Convert TLO to USDC →
More swaps:All USDC pairs →All TLO pairs →

Swap USDC for other tokens

USDC → GNEARUSDC → BTCUSDC → ETHUSDC → NEARUSDC → SOLUSDC → USDT

Other ways to get TLO

BTC → TLOETH → TLONEAR → TLOUSDT → TLO

Popular token swaps

BTC → USDCETH → USDCSOL → USDCNPRO → USDCBTC → ETHETH → NEARBTC → SOLETH → SOL

View all token swap pairs →

USDC to TLO: frequently asked questions

What to know before swapping USD Coin for TAU Lending Optimizer on Taler

Use the widget on this page, already set to USDC on Ethereum → TLO on Ethereum: connect your wallet or pay by QR code, enter the amount and your Ethereum address, and confirm. NEAR Intents swaps it and sends the TLO to that address in one flow, and the widget shows the exact amount you will receive before you confirm.