Convert USD Coin to XRP (USDC → XRP)
Swap USDC on Ethereum to XRP on XRP Ledger in one step, without bridging it yourself. Powered by NEAR Intents.
- No KYC
- No account
- Self-custody
Swap USDC to XRP
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USDC to XRP rate today
1 USDC ≈ 0.7141 XRP and 1 XRP ≈ 1.4 USDC, based on market prices at 2026-10-10 01:09 UTC.
| Token | Price | 24h | Market cap | 24h volume |
|---|---|---|---|---|
| USD Coin (USDC) | $0.9997 | +0.01% | $72.85B | $15.35B |
| XRP (XRP) | $1.4 | +0.78% | $88.25B | $1.74B |
Convert USDC to XRP: how much you get
Indicative amounts at the market rate above, before network and protocol fees.
| USDC | XRP |
|---|---|
| 10 USDC | 7.14 XRP |
| 50 USDC | 35.7 XRP |
| 100 USDC | 71.41 XRP |
| 500 USDC | 357.05 XRP |
| 1,000 USDC | 714.1 XRP |
| 10,000 USDC | 7,141 XRP |
| XRP | USDC |
|---|---|
| 5 XRP | 7 USDC |
| 10 XRP | 14 USDC |
| 50 XRP | 70.02 USDC |
| 100 XRP | 140.04 USDC |
| 500 XRP | 700.18 USDC |
| 1,000 XRP | 1,400 USDC |
USDC to XRP with NEAR Intents: a real quote
What the widget above quoted through NEAR Intents for about $999.74 of USDC at 2026-10-10 02:03 UTC. Larger amounts can get a different rate.
| You send | 1,000 USDC on Ethereum |
|---|---|
| You receive | 703.75 XRP on XRP Ledger ($992.28) |
| Already deducted | 1% app fee; the swap itself was at or better than the market price |
| Not included | The ETH network fee to send your deposit on Ethereum |
| Estimated time | About 80 seconds, NEAR Intents' estimate for this route |
USDC to XRP price impact on NEAR Intents
How big a single USDC/XRP swap can be at each level of price impact, in both directions, and the impact at each trade size.
| Price impact | USDC → XRP | XRP → USDC |
|---|---|---|
| Under 0.5% | up to $197k | up to $215k |
| Under 1% | up to $197k | up to $845k |
| Under 3% | up to $197k | up to $1.3M |
| Under 5% | up to $197k | up to $1.3M |
| Under 10% | up to $197k | up to $1.3M |
| Trade size | USDC → XRP | XRP → USDC |
|---|---|---|
| $100 | 0% | 0.44% |
| $1k | 0% | 0.47% |
| $10k | 0% | 0.47% |
| $100k | 0% | 0.48% |
| $1M | not quoted | 1.32% |
Price impact only: what a single swap gives up against the market price, measured with live NEAR Intents quotes at 2026-10-10 00:23 UTC. The app fee, withdrawal fee and network gas come on top; the real quote above already includes all of them except the gas.
How to convert USD Coin to XRP
- Connect any EVM wallet such as MetaMask or Rabby that holds your USDC, or turn on Swap from external wallet to pay to a deposit address from any wallet or exchange.
- Enter how much USDC to swap and the XRP Ledger address that receives the XRP, from an XRP Ledger wallet such as Xaman.
- Confirm. Once the deposit confirms on Ethereum, the XRP is sent to your address on XRP Ledger; if the swap can't be filled, the USDC is refunded.
About the USDC → XRP swap
USDC is sent on Ethereum and XRP arrives on XRP Ledger, so this swap also changes network. You pay ETH gas on Ethereum for the deposit and nothing on XRP Ledger to receive, though the XRP you receive also pays for transactions there.
Swapping USDC to XRP is how you buy XRP with US dollars you already hold on-chain: you pay in a stablecoin and receive XRP directly on XRP Ledger.
About USD Coin and XRP
USD Coin (USDC): USD Coin (USDC) is a fully reserved stablecoin issued by Circle, backed by cash and short-term US treasuries. More about USDC →
XRP (XRP): XRP is the native token of the XRP Ledger, designed for fast and low-cost cross-border payments. More about XRP →
Swap USDC for other tokens
Other ways to get XRP
USDC to XRP: frequently asked questions
What to know before swapping USD Coin for XRP
XRP is sent on XRP Ledger, so you need an XRP Ledger wallet such as Xaman. Use an address you control; if you send to an exchange, check that it accepts XRP on XRP Ledger, as some exchanges don't credit deposits that come from a smart contract.
NEAR Intents' latest quote estimated about 80 seconds for this route. Slower source chains take longer because the deposit needs more confirmations.
1 USDC ≈ 0.7141 XRP at current market prices ($0.9997 per USDC, $1.4 per XRP).
In our latest measurement a USDC → XRP swap cost 0% at $1k, 0% at $10k and 0% at $100k below the market price, and the largest single swap was up to $197k with under 1% price impact. That is price impact only: the app fee, withdrawal fee and network gas come on top, and the widget's quote includes all but the gas.
No. Price impact is how far below the market price your quote is because of its size: a bigger swap goes deeper into solvers' liquidity. It is already in the amount the widget shows; a $100k USDC → XRP swap gave up 0% in our latest measurement. Slippage is how much the result may still move between that quote and the moment the swap settles. The widget accepts up to 1% by default (Max slippage in its settings): the minimum you receive is the quote minus 1%, and if solvers can't deliver at least that, the swap doesn't happen and your funds are refunded.