Convert XRP to USD Coin (XRP → USDC)
Swap XRP on XRP Ledger to USDC on Ethereum in one step, without bridging it yourself. Powered by NEAR Intents.
- No KYC
- No account
- Self-custody
Swap XRP to USDC
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XRP to USDC rate today
1 XRP ≈ 1.41 USDC and 1 USDC ≈ 0.709 XRP, based on market prices at 2026-10-10 02:28 UTC.
| Token | Price | 24h | Market cap | 24h volume |
|---|---|---|---|---|
| XRP (XRP) | $1.41 | +1.44% | $88.79B | $1.72B |
| USD Coin (USDC) | $0.9998 | +0.01% | $72.85B | $15.03B |
Convert XRP to USDC: how much you get
Indicative amounts at the market rate above, before network and protocol fees.
| XRP | USDC |
|---|---|
| 5 XRP | 7.05 USDC |
| 10 XRP | 14.1 USDC |
| 50 XRP | 70.52 USDC |
| 100 XRP | 141.04 USDC |
| 500 XRP | 705.18 USDC |
| 1,000 XRP | 1,410 USDC |
| USDC | XRP |
|---|---|
| 10 USDC | 7.09 XRP |
| 50 USDC | 35.45 XRP |
| 100 USDC | 70.9 XRP |
| 500 USDC | 354.52 XRP |
| 1,000 USDC | 709.04 XRP |
| 10,000 USDC | 7,090 XRP |
XRP to USDC with NEAR Intents: a real quote
What the widget above quoted through NEAR Intents for about $999.97 of XRP at 2026-10-10 02:28 UTC. Larger amounts can get a different rate.
| You send | 709.2 XRP on XRP Ledger |
|---|---|
| You receive | 986.46 USDC on Ethereum ($986.21) |
| Already deducted | 1.38% of the value: 1% app fee, plus 0.38% of price impact and withdrawal fee |
| Not included | The XRP network fee to send your deposit on XRP Ledger |
| Estimated time | About 32 seconds, NEAR Intents' estimate for this route |
XRP to USDC price impact on NEAR Intents
How big a single XRP/USDC swap can be at each level of price impact, in both directions, and the impact at each trade size.
| Price impact | XRP → USDC | USDC → XRP |
|---|---|---|
| Under 0.5% | up to $215k | up to $197k |
| Under 1% | up to $845k | up to $197k |
| Under 3% | up to $1.3M | up to $197k |
| Under 5% | up to $1.3M | up to $197k |
| Under 10% | up to $1.3M | up to $197k |
| Trade size | XRP → USDC | USDC → XRP |
|---|---|---|
| $100 | 0.44% | 0% |
| $1k | 0.47% | 0% |
| $10k | 0.47% | 0% |
| $100k | 0.48% | 0% |
| $1M | 1.32% | not quoted |
Price impact only: what a single swap gives up against the market price, measured with live NEAR Intents quotes at 2026-10-10 00:23 UTC. The app fee, withdrawal fee and network gas come on top; the real quote above already includes all of them except the gas.
How to convert XRP to USD Coin
- Connect an XRP Ledger wallet such as Xaman that holds your XRP, or turn on Swap from external wallet to pay to a deposit address from any wallet or exchange.
- Enter how much XRP to swap and the Ethereum address that receives the USDC, from any EVM wallet such as MetaMask or Rabby.
- Confirm. Once the deposit confirms on XRP Ledger, the USDC is sent to your address on Ethereum; if the swap can't be filled, the XRP is refunded.
About the XRP → USDC swap
XRP is sent on XRP Ledger and USDC arrives on Ethereum, so this swap also changes network. You pay XRP gas on XRP Ledger for the deposit and nothing on Ethereum to receive, though you will need some ETH there later to move the USDC.
Swapping XRP to USDC converts a volatile asset into a dollar-pegged stablecoin, a common way to lock in a price or step out of market swings without off-ramping to a bank account.
About XRP and USD Coin
XRP (XRP): XRP is the native token of the XRP Ledger, designed for fast and low-cost cross-border payments. More about XRP →
USD Coin (USDC): USD Coin (USDC) is a fully reserved stablecoin issued by Circle, backed by cash and short-term US treasuries. More about USDC →
Swap XRP for other tokens
Other ways to get USDC
XRP to USDC: frequently asked questions
What to know before swapping XRP for USD Coin
USDC is sent on Ethereum, so you need any EVM wallet such as MetaMask or Rabby. Use an address you control; if you send to an exchange, check that it accepts USDC on Ethereum, as some exchanges don't credit deposits that come from a smart contract.
NEAR Intents' latest quote estimated about 32 seconds for this route. Slower source chains take longer because the deposit needs more confirmations.
1 XRP ≈ 1.41 USDC at current market prices ($1.41 per XRP, $0.9998 per USDC).
In our latest measurement a XRP → USDC swap cost 0.47% at $1k, 0.47% at $10k, 0.48% at $100k and 1.32% at $1M below the market price, and the largest single swap was up to $845k with under 1% price impact ($1.3M under 10%). That is price impact only: the app fee, withdrawal fee and network gas come on top, and the widget's quote includes all but the gas.
No. Price impact is how far below the market price your quote is because of its size: a bigger swap goes deeper into solvers' liquidity. It is already in the amount the widget shows; a $1M XRP → USDC swap gave up 1.32% in our latest measurement. Slippage is how much the result may still move between that quote and the moment the swap settles. The widget accepts up to 1% by default (Max slippage in its settings): the minimum you receive is the quote minus 1%, and if solvers can't deliver at least that, the swap doesn't happen and your funds are refunded.