Convert XRP to USD Coin (XRP → USDC)
Swap XRP to USDC instantly across chains — no bridges, no delays. Powered by NEAR Intents.
Swap XRP to USDC
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How to convert XRP to USD Coin
Converting XRP to USDC on NEAR Mobile Swap is done in three simple steps through the NEAR Intents protocol: Deposit, Swap, and Withdraw.
Step 1 — Deposit XRP from XRP network
Go to the Deposit tab and select XRP (XRP) on its native XRP chain. The widget will generate a deposit address (or QR code) — send your XRP there from any wallet. Once confirmed, your XRP balance appears inside the NEAR Intents chain.
Step 2 — Swap XRP to USDC on NEAR Intents
Switch to the Swap tab. Both tokens are already on the NEAR Intents chain — pick XRP as the source and USDC as the target. Enter the amount and confirm — swaps settle in seconds with no bridging required.
Step 3 — Withdraw USDC to USD Coin network
Finally, go to the Withdraw tab. Select USD Coin (USDC) from your NEAR Intents balance and choose the ETH chain as the destination. Enter your wallet address and confirm — the withdrawal usually completes in under a minute.
⚠ Important: When entering a withdrawal address, make sure it is a personal wallet you control. Some centralized exchanges do not support receiving funds from smart-contract-based deposits — sending to an exchange address may result in lost funds.
About XRP and USD Coin
XRP (XRP) — XRP is the native token of the XRP Ledger, designed for fast and low-cost cross-border payments.
USD Coin (USDC) — USD Coin (USDC) is a fully reserved stablecoin issued by Circle, backed by cash and short-term US treasuries.
By swapping XRP to USDC through NEAR Intents, you get access to competitive rates from multiple solvers, settlement in seconds, and a fully non-custodial experience. Whether you're rebalancing your portfolio, moving between ecosystems, or simply trading — NEAR Mobile Swap is the fastest way to go from XRP to USD Coin.