Convert XRP to Zcash (XRP → ZEC)

Swap XRP on XRP Ledger to ZEC on Zcash in one step, without bridging it yourself. Powered by NEAR Intents.

  • No KYC
  • No account
  • Self-custody

Swap XRP to ZEC

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XRP to ZEC rate today

1 XRP ≈ 0.001161 ZEC and 1 ZEC ≈ 861.33 XRP, based on market prices at 2026-10-10 02:28 UTC.

TokenPrice24h
XRP (XRP)$1.41+1.50%
Zcash (ZEC)$1,214+0.14%

Convert XRP to ZEC: how much you get

Indicative amounts at the market rate above, before network and protocol fees.

XRPZEC
5 XRP0.005805 ZEC
10 XRP0.0116 ZEC
50 XRP0.058 ZEC
100 XRP0.1161 ZEC
500 XRP0.5805 ZEC
1,000 XRP1.16 ZEC
ZECXRP
0.01 ZEC8.61 XRP
0.1 ZEC86.13 XRP
1 ZEC861.33 XRP
5 ZEC4,307 XRP
10 ZEC8,613 XRP
50 ZEC43,067 XRP

XRP to ZEC with NEAR Intents: a real quote

What the widget above quoted through NEAR Intents for about $999.97 of XRP at 2026-10-10 02:29 UTC. Larger amounts can get a different rate.

You send709.2 XRP on XRP Ledger
You receive0.8144 ZEC on Zcash ($995.14)
Already deducted1% app fee; the swap itself was at or better than the market price
Not includedThe XRP network fee to send your deposit on XRP Ledger
Estimated timeAbout 2 minutes, NEAR Intents' estimate for this route

XRP to ZEC price impact on NEAR Intents

NEAR Intents measures each token against USDC: how much XRP solvers buy and how much ZEC they sell at each level of price impact, and the impact at each trade size.

XRP to ZEC: largest single swap by price impact
Price impactXRP → USDCUSDC → ZEC
Under 0.5%up to $215kup to $570k
Under 1%up to $845kup to $627k
Under 3%up to $1.3Mup to $1.3M
Under 5%up to $1.3Mup to $1.3M
Under 10%up to $1.3Mup to $1.3M
XRP to ZEC: price impact by trade size
Trade sizeXRP → USDCUSDC → ZEC
$1000.44%0.06%
$1k0.47%0.11%
$10k0.47%0.06%
$100k0.48%0.25%
$1M1.32%2.06%
no quote0%1%2%3%$100$1k$10k$100k$1M$10M1%XRP → USDC, $100: 0.44%XRP → USDC, $1k: 0.47%XRP → USDC, $5k: 0.47%XRP → USDC, $10k: 0.47%XRP → USDC, $35k: 0.47%XRP → USDC, $92k: 0.48%XRP → USDC, $100k: 0.48%XRP → USDC, $149k: 0.48%XRP → USDC, $190k: 0.49%XRP → USDC, $215k: 0.49%XRP → USDC, $228k: 0.92%XRP → USDC, $242k: 0.92%XRP → USDC, $441k: 0.75%XRP → USDC, $485k: 0.78%XRP → USDC, $845k: 0.99%XRP → USDC, $930k: 1.05%XRP → USDC, $1M: 1.32%XRP → USDC, $1.3M: 2.23%USDC → ZEC, $100: 0.06%USDC → ZEC, $1k: 0.11%USDC → ZEC, $10k: 0.06%USDC → ZEC, $100k: 0.25%USDC → ZEC, $570k: 0.02%USDC → ZEC, $627k: 0.97%USDC → ZEC, $828k: 1.65%USDC → ZEC, $887k: 1.66%USDC → ZEC, $910k: 1.76%USDC → ZEC, $1M: 2.06%USDC → ZEC, $1.1M: 2.26%USDC → ZEC, $1.2M: 2.44%USDC → ZEC, $1.3M: 2.28%USDC → ZEC, $1.3M: 2.55%USDC → ZEC, $1.3M: 2.82%trade size (USD, log scale)
XRP → USDCUSDC → ZEC

Price impact only: what a single swap gives up against the market price, measured with live NEAR Intents quotes at 2026-10-10 00:23 UTC. The app fee, withdrawal fee and network gas come on top; the real quote above already includes all of them except the gas.

How to convert XRP to Zcash

  1. Connect an XRP Ledger wallet such as Xaman that holds your XRP, or turn on Swap from external wallet to pay to a deposit address from any wallet or exchange.
  2. Enter how much XRP to swap and the Zcash address that receives the ZEC, from a Zcash wallet.
  3. Confirm. Once the deposit confirms on XRP Ledger, the ZEC is sent to your address on Zcash; if the swap can't be filled, the XRP is refunded.

About the XRP → ZEC swap

XRP is sent on XRP Ledger and ZEC arrives on Zcash, so this swap also changes network. You pay XRP gas on XRP Ledger for the deposit and nothing on Zcash to receive, though the ZEC you receive also pays for transactions there.

Both XRP and ZEC float against the dollar, so the XRP/ZEC rate moves with two markets at once. Traders use this pair to rotate between ecosystems in a single step instead of selling to a stablecoin first.

About XRP and Zcash

XRP (XRP): XRP is the native token of the XRP Ledger, designed for fast and low-cost cross-border payments. More about XRP →

Zcash (ZEC): Zcash is a privacy-focused cryptocurrency offering shielded transactions using zero-knowledge proofs. More about ZEC →

Looking for the reverse?Convert ZEC to XRP →

Swap XRP for other tokens

Other ways to get ZEC

XRP to ZEC: frequently asked questions

What to know before swapping XRP for Zcash

ZEC is sent on Zcash, so you need a Zcash wallet. Use an address you control; if you send to an exchange, check that it accepts ZEC on Zcash, as some exchanges don't credit deposits that come from a smart contract.