Convert XRP to Bitcoin (XRP → BTC)
Swap XRP on XRP Ledger to BTC on Bitcoin in one step, without bridging it yourself. Powered by NEAR Intents.
- No KYC
- No account
- Self-custody
Swap XRP to BTC
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XRP to BTC rate today
1 XRP ≈ 0.00001696 BTC and 1 BTC ≈ 58,950 XRP, based on market prices at 2026-10-09 02:25 UTC.
| Token | Price | 24h | Market cap | 24h volume |
|---|---|---|---|---|
| XRP (XRP) | $1.39 | -2.34% | $87.58B | $3.35B |
| Bitcoin (BTC) | $81,940 | -1.33% | $1.65T | $42.65B |
Convert XRP to BTC: how much you get
Indicative amounts at the market rate above, before network and protocol fees.
| XRP | BTC |
|---|---|
| 5 XRP | 0.00008482 BTC |
| 10 XRP | 0.0001696 BTC |
| 50 XRP | 0.0008482 BTC |
| 100 XRP | 0.001696 BTC |
| 500 XRP | 0.008482 BTC |
| 1,000 XRP | 0.017 BTC |
| BTC | XRP |
|---|---|
| 0.001 BTC | 58.95 XRP |
| 0.01 BTC | 589.5 XRP |
| 0.1 BTC | 5,895 XRP |
| 1 BTC | 58,950 XRP |
XRP to BTC with NEAR Intents: a real quote
What the widget above quoted through NEAR Intents for about $999.97 of XRP at 2026-10-09 03:10 UTC. Larger amounts can get a different rate.
| You send | 719.4 XRP on XRP Ledger |
|---|---|
| You receive | 0.0121 BTC on Bitcoin ($990.82) |
| Already deducted | 1% app fee; the swap itself was at or better than the market price |
| Not included | The XRP network fee to send your deposit on XRP Ledger |
| Estimated time | About 8 minutes, NEAR Intents' estimate for this route |
XRP to BTC price impact on NEAR Intents
NEAR Intents measures each token against USDC: how much XRP solvers buy and how much BTC they sell at each level of price impact, and the impact at each trade size.
| Price impact | XRP → USDC | USDC → BTC |
|---|---|---|
| Under 0.5% | up to $1M | up to $633k |
| Under 1% | up to $1.1M | up to $1.2M |
| Under 3% | up to $1.1M | up to $1.2M |
| Under 5% | up to $1.1M | up to $1.2M |
| Under 10% | up to $1.1M | up to $1.2M |
| Trade size | XRP → USDC | USDC → BTC |
|---|---|---|
| $100 | 0% | 1.59% |
| $1k | 0% | 0.19% |
| $10k | 0% | 0.06% |
| $100k | 0% | 0.12% |
| $1M | 0.83% | 0.77% |
Price impact only: what a single swap gives up against the market price, measured with live NEAR Intents quotes at 2026-10-09 00:22 UTC. The app fee, withdrawal fee and network gas come on top; the real quote above already includes all of them except the gas.
How to convert XRP to Bitcoin
- Connect an XRP Ledger wallet such as Xaman that holds your XRP, or turn on Swap from external wallet to pay to a deposit address from any wallet or exchange.
- Enter how much XRP to swap and the Bitcoin address that receives the BTC, from any Bitcoin wallet.
- Confirm. Once the deposit confirms on XRP Ledger, the BTC is sent to your address on Bitcoin; if the swap can't be filled, the XRP is refunded.
About the XRP → BTC swap
XRP is sent on XRP Ledger and BTC arrives on Bitcoin, so this swap also changes network. You pay XRP gas on XRP Ledger for the deposit and nothing on Bitcoin to receive, though the BTC you receive also pays for transactions there.
Both XRP and BTC float against the dollar, so the XRP/BTC rate moves with two markets at once. Traders use this pair to rotate between ecosystems in a single step instead of selling to a stablecoin first.
About XRP and Bitcoin
XRP (XRP): XRP is the native token of the XRP Ledger, designed for fast and low-cost cross-border payments. More about XRP →
Bitcoin (BTC): Bitcoin is the first and largest cryptocurrency by market cap, widely used as a store of value and medium of exchange. More about BTC →
Swap XRP for other tokens
Other ways to get BTC
XRP to BTC: frequently asked questions
What to know before swapping XRP for Bitcoin
BTC is sent on Bitcoin, so you need any Bitcoin wallet. Use an address you control; if you send to an exchange, check that it accepts BTC on Bitcoin, as some exchanges don't credit deposits that come from a smart contract.
NEAR Intents' latest quote estimated about 8 minutes for this route. Slower source chains take longer because the deposit needs more confirmations.
1 XRP ≈ 0.00001696 BTC at current market prices ($1.39 per XRP, $81,940 per BTC).
NEAR Intents measures each side against USDC. Selling XRP cost 0% at $1k, 0% at $10k, 0% at $100k and 0.83% at $1M, and buying BTC cost 0.19% at $1k, 0.06% at $10k, 0.12% at $100k and 0.77% at $1M below the market price in our latest measurement. That is price impact only: the app fee, withdrawal fee and network gas come on top, and the widget's quote includes all but the gas.
No. Price impact is how far below the market price your quote is because of its size: a bigger swap goes deeper into solvers' liquidity. It is already in the amount the widget shows; a $1M XRP → USDC swap gave up 0.83% in our latest measurement. Slippage is how much the result may still move between that quote and the moment the swap settles. The widget accepts up to 1% by default (Max slippage in its settings): the minimum you receive is the quote minus 1%, and if solvers can't deliver at least that, the swap doesn't happen and your funds are refunded.