Convert Bitcoin to USD Coin (BTC → USDC)
Swap BTC on Bitcoin to USDC on Ethereum in one step, without bridging it yourself. Powered by NEAR Intents.
- No KYC
- No account
- Self-custody
Swap BTC to USDC
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BTC to USDC rate today
1 BTC ≈ 82,521 USDC and 1 USDC ≈ 0.00001212 BTC, based on market prices at 2026-10-10 01:09 UTC.
| Token | Price | 24h | Market cap | 24h volume |
|---|---|---|---|---|
| Bitcoin (BTC) | $82,499 | +0.90% | $1.66T | $26.04B |
| USD Coin (USDC) | $0.9997 | +0.01% | $72.85B | $15.35B |
Convert BTC to USDC: how much you get
Indicative amounts at the market rate above, before network and protocol fees.
| BTC | USDC |
|---|---|
| 0.001 BTC | 82.52 USDC |
| 0.01 BTC | 825.21 USDC |
| 0.1 BTC | 8,252 USDC |
| 1 BTC | 82,521 USDC |
| USDC | BTC |
|---|---|
| 10 USDC | 0.0001212 BTC |
| 50 USDC | 0.0006059 BTC |
| 100 USDC | 0.001212 BTC |
| 500 USDC | 0.006059 BTC |
| 1,000 USDC | 0.0121 BTC |
| 10,000 USDC | 0.1212 BTC |
BTC to USDC with NEAR Intents: a real quote
What the widget above quoted through NEAR Intents for about $999.76 of BTC at 2026-10-10 02:27 UTC. Larger amounts can get a different rate.
| You send | 0.0121 BTC on Bitcoin |
|---|---|
| You receive | 988.64 USDC on Ethereum ($988.38) |
| Already deducted | 1.14% of the value: 1% app fee, plus 0.14% of price impact and withdrawal fee |
| Not included | The BTC network fee to send your deposit on Bitcoin |
| Estimated time | About 14 minutes, NEAR Intents' estimate for this route |
BTC to USDC price impact on NEAR Intents
How big a single BTC/USDC swap can be at each level of price impact, in both directions, and the impact at each trade size.
| Price impact | BTC → USDC | USDC → BTC |
|---|---|---|
| Under 0.5% | up to $1.2M | up to $780k |
| Under 1% | up to $1.2M | up to $780k |
| Under 3% | up to $1.2M | up to $1.3M |
| Under 5% | up to $1.2M | up to $1.3M |
| Under 10% | up to $1.2M | up to $1.3M |
| Trade size | BTC → USDC | USDC → BTC |
|---|---|---|
| $100 | 0.08% | 1.53% |
| $1k | 0.08% | 0.12% |
| $10k | 0.11% | 0% |
| $100k | 0.11% | 0.02% |
| $1M | 0.12% | 1.58% |
Price impact only: what a single swap gives up against the market price, measured with live NEAR Intents quotes at 2026-10-10 00:23 UTC. The app fee, withdrawal fee and network gas come on top; the real quote above already includes all of them except the gas.
How to convert Bitcoin to USD Coin
- Connect any Bitcoin wallet that holds your BTC, or turn on Swap from external wallet to pay to a deposit address from any wallet or exchange.
- Enter how much BTC to swap and the Ethereum address that receives the USDC, from any EVM wallet such as MetaMask or Rabby.
- Confirm. Once the deposit confirms on Bitcoin, the USDC is sent to your address on Ethereum; if the swap can't be filled, the BTC is refunded.
About the BTC → USDC swap
BTC is sent on Bitcoin and USDC arrives on Ethereum, so this swap also changes network. You pay BTC gas on Bitcoin for the deposit and nothing on Ethereum to receive, though you will need some ETH there later to move the USDC.
Swapping BTC to USDC converts a volatile asset into a dollar-pegged stablecoin, a common way to lock in a price or step out of market swings without off-ramping to a bank account.
About Bitcoin and USD Coin
Bitcoin (BTC): Bitcoin is the first and largest cryptocurrency by market cap, widely used as a store of value and medium of exchange. More about BTC →
USD Coin (USDC): USD Coin (USDC) is a fully reserved stablecoin issued by Circle, backed by cash and short-term US treasuries. More about USDC →
Swap BTC for other tokens
Other ways to get USDC
BTC to USDC: frequently asked questions
What to know before swapping Bitcoin for USD Coin
USDC is sent on Ethereum, so you need any EVM wallet such as MetaMask or Rabby. Use an address you control; if you send to an exchange, check that it accepts USDC on Ethereum, as some exchanges don't credit deposits that come from a smart contract.
NEAR Intents' latest quote estimated about 14 minutes for this route. Slower source chains take longer because the deposit needs more confirmations.
1 BTC ≈ 82,521 USDC at current market prices ($82,499 per BTC, $0.9997 per USDC).
In our latest measurement a BTC → USDC swap cost 0.08% at $1k, 0.11% at $10k, 0.11% at $100k and 0.12% at $1M below the market price, and the largest single swap was up to $1.2M with under 1% price impact. That is price impact only: the app fee, withdrawal fee and network gas come on top, and the widget's quote includes all but the gas.
No. Price impact is how far below the market price your quote is because of its size: a bigger swap goes deeper into solvers' liquidity. It is already in the amount the widget shows; a $1M BTC → USDC swap gave up 0.12% in our latest measurement. Slippage is how much the result may still move between that quote and the moment the swap settles. The widget accepts up to 1% by default (Max slippage in its settings): the minimum you receive is the quote minus 1%, and if solvers can't deliver at least that, the swap doesn't happen and your funds are refunded.