Convert xDAI to USD Coin (xDAI → USDC)

Swap xDAI on Gnosis Chain to USDC on Ethereum — no bridges, no delays. Powered by NEAR Intents.

Swap xDAI to USDC

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xDAI to USDC rate today

1 xDAI ≈ 1 USDC and 1 USDC ≈ 0.9999 xDAI, based on market prices at 2026-09-22 09:42 UTC. The quote in the widget above is what you actually receive, fees included.

TokenPrice24h
xDAI (xDAI)$0.9999+0.00%
USD Coin (USDC)$0.9998+0.00%

How to convert xDAI to USD Coin

Converting xDAI to USDC on NEAR Mobile Swap is done in three simple steps through the NEAR Intents protocol: Deposit, Swap, and Withdraw.

Step 1 — Deposit xDAI from Gnosis Chain
Go to the Deposit tab and select xDAI (xDAI) on Gnosis Chain. The widget will generate a deposit address (or QR code) — send your xDAI there from any wallet. Once the deposit is confirmed on Gnosis Chain, your xDAI balance appears inside NEAR Intents.

Step 2 — Swap xDAI to USDC on NEAR Intents
Switch to the Swap tab, pick xDAI as the source and USDC as the target. Enter the amount and confirm — solvers compete to fill your order and the swap settles in seconds.

Step 3 — Withdraw USDC to Ethereum
Finally, go to the Withdraw tab. Select USD Coin (USDC) from your NEAR Intents balance and choose Ethereum as the destination. Enter an address from any EVM wallet such as MetaMask or Rabby and confirm.

⚠ Important: When entering a withdrawal address, make sure it is a personal wallet you control. Some centralized exchanges do not support receiving funds from smart-contract-based deposits — sending to an exchange address may result in lost funds.

About the xDAI → USDC swap

This is a cross-chain swap: your xDAI leaves Gnosis Chain and USDC arrives on Ethereum. Normally that takes a bridge plus a DEX, or a centralized exchange account. With NEAR Intents the deposit, swap and withdrawal happen in one flow, and what lands in your wallet is USDC on Ethereum, not a wrapped copy you have to bridge again.

xDAI and USDC are both dollar-pegged stablecoins, so the rate stays close to 1:1. People swap between them to move to the stablecoin a protocol or exchange accepts, or to change issuer or network without cashing out.

About xDAI and USD Coin

What is xDAI (xDAI)?

xDAI is the native currency of Gnosis Chain, the EVM network that began in 2018 as the xDai Chain built by POA Network and later merged into the Gnosis ecosystem. Unlike most gas tokens, it tracks the US dollar, so fees and payments on the chain are denominated in a stable unit.

Type
Bridged USD stable gas token
Launched
2018
Consensus
Runs on Gnosis Chain (proof-of-stake, secured by GNO)
Max supply
No fixed cap (1:1 with bridged stablecoins)
Swap network
Gnosis Chain
xDAI official site ↗

How xDAI works

Users deposit a dollar stablecoin into the xDai bridge contract on Ethereum, and the same amount of xDAI is minted on Gnosis Chain; burning xDAI releases the locked funds back on Ethereum. The bridge historically accepted DAI and, since an upgrade in late 2025, uses USDS as its default token, with idle reserves placed in Sky's savings products.

What xDAI is used for

Everyone transacting on Gnosis Chain needs xDAI to pay gas. Because it stays close to one dollar, it also serves as a low-cost medium for payments and transfers.

xDAI supply

There is no fixed cap: xDAI supply expands and contracts one-for-one with the stablecoins locked in the bridge. It is not mined or issued as a validator reward; Gnosis Chain secures itself with the separate GNO token.

Before you swap xDAI

This asset is the native coin of Gnosis Chain, so receiving it also covers your gas there. Its value follows the US dollar, so swapping into it works like moving into a USD stablecoin on that chain.

What is USD Coin (USDC)?

USDC is a US dollar stablecoin issued by Circle, first launched in September 2018 through the Centre consortium that Circle founded with Coinbase. Circle now manages the token directly, and USDC is issued natively on a range of blockchains, with Ethereum among the largest.

Type
Fiat-backed stablecoin
Launched
2018
Consensus
Inherits the consensus of each host blockchain
Max supply
No fixed cap (minted and redeemed on demand)
Swap network
Ethereum
Sector (Messari)
Stablecoins
USD Coin official site ↗Sector classification by Messari ↗

How USD Coin works

Each USDC is meant to be redeemable for one dollar, and Circle mints or burns tokens as institutional customers deposit or withdraw funds. Reserves are held in cash and short-dated US government obligations, largely through a dedicated fund, and Circle publishes regular reports on their composition.

What USDC is used for

USDC is widely used for settlement and payments, both in crypto markets and in business transfers that benefit from moving dollars at any hour. In decentralized finance it serves as a common unit for lending, liquidity pools and trading.

USDC supply

Supply is elastic: USDC is created when dollars are deposited and destroyed when it is redeemed. Circle aims to keep reserves equal to or greater than the amount of USDC in circulation.

Before you swap USDC

The widget defaults to USDC on Ethereum, but the same token also lives on Solana, NEAR, Base and other chains, so select the network your wallet actually uses. Beware of bridged versions with similar names, which are not the same as natively issued USDC.

Looking for the reverse?Convert USDC to xDAI →
More swaps:All xDAI pairs →All USDC pairs →

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xDAI to USDC: frequently asked questions

What to know before swapping xDAI for USD Coin

Deposit xDAI from Gnosis Chain into NEAR Intents, swap it for USDC, then withdraw USDC to your wallet on Ethereum. The widget on this page walks you through all three steps and shows the exact amount you will receive before you confirm.