Convert XRP to Dai (XRP → DAI)
Swap XRP on XRP Ledger to DAI on Ethereum in one step, without bridging it yourself. Powered by NEAR Intents.
- No KYC
- No account
- Self-custody
Swap XRP to DAI
NEAR Mobile App Download
Get the NEAR Mobile app and don't miss anything!
XRP to DAI rate today
1 XRP ≈ 1.41 DAI and 1 DAI ≈ 0.7092 XRP, based on market prices at 2026-10-10 06:41 UTC.
| Token | Price | 24h | Market cap | 24h volume |
|---|---|---|---|---|
| XRP (XRP) | $1.41 | +0.71% | $88.90B | $1.58B |
| Dai (DAI) | $1 | +0.01% | $4.55B | $272.94M |
Convert XRP to DAI: how much you get
Indicative amounts at the market rate above, before network and protocol fees.
| XRP | DAI |
|---|---|
| 5 XRP | 7.05 DAI |
| 10 XRP | 14.1 DAI |
| 50 XRP | 70.5 DAI |
| 100 XRP | 141 DAI |
| 500 XRP | 705 DAI |
| 1,000 XRP | 1,410 DAI |
| DAI | XRP |
|---|---|
| 5 DAI | 3.55 XRP |
| 10 DAI | 7.09 XRP |
| 50 DAI | 35.46 XRP |
| 100 DAI | 70.92 XRP |
| 500 DAI | 354.61 XRP |
| 1,000 DAI | 709.22 XRP |
XRP to DAI price impact on NEAR Intents
NEAR Intents measures each token against USDC: how much XRP solvers buy and how much DAI they sell at each level of price impact, and the impact at each trade size.
| Price impact | XRP → USDC | USDC → DAI |
|---|---|---|
| Under 0.5% | up to $361k | up to $38k |
| Under 1% | up to $1M | up to $38k |
| Under 3% | up to $1.2M | up to $38k |
| Under 5% | up to $1.2M | up to $38k |
| Under 10% | up to $1.2M | up to $38k |
| Trade size | XRP → USDC | USDC → DAI |
|---|---|---|
| $100 | 0.30% | 0% |
| $1k | 0.30% | 0% |
| $10k | 0.30% | 0.01% |
| $100k | 0.31% | not quoted |
| $1M | 0.89% | not quoted |
Price impact only: what a single swap gives up against the market price, measured with live NEAR Intents quotes at 2026-10-10 06:22 UTC. The app fee, withdrawal fee and network gas come on top.
How to convert XRP to Dai
- Connect an XRP Ledger wallet such as Xaman that holds your XRP, or turn on Swap from external wallet to pay to a deposit address from any wallet or exchange.
- Enter how much XRP to swap and the Ethereum address that receives the DAI, from any EVM wallet such as MetaMask or Rabby.
- Confirm. Once the deposit confirms on XRP Ledger, the DAI is sent to your address on Ethereum; if the swap can't be filled, the XRP is refunded.
About the XRP → DAI swap
XRP is sent on XRP Ledger and DAI arrives on Ethereum, so this swap also changes network. You pay XRP gas on XRP Ledger for the deposit and nothing on Ethereum to receive, though you will need some ETH there later to move the DAI.
Swapping XRP to DAI converts a volatile asset into a dollar-pegged stablecoin, a common way to lock in a price or step out of market swings without off-ramping to a bank account.
About XRP and Dai
XRP (XRP): XRP is the native token of the XRP Ledger, designed for fast and low-cost cross-border payments. More about XRP →
Dai (DAI): Dai is a decentralized stablecoin soft-pegged to the US dollar, issued by the Sky Protocol, formerly known as MakerDAO. More about DAI →
Swap XRP for other tokens
XRP to DAI: frequently asked questions
What to know before swapping XRP for Dai
DAI is sent on Ethereum, so you need any EVM wallet such as MetaMask or Rabby. Use an address you control; if you send to an exchange, check that it accepts DAI on Ethereum, as some exchanges don't credit deposits that come from a smart contract.
The swap itself settles in seconds once your XRP deposit is confirmed on XRP Ledger. Total time depends mostly on how many confirmations XRP Ledger needs for the deposit, plus the withdrawal to Ethereum.
1 XRP ≈ 1.41 DAI at current market prices ($1.41 per XRP, $1 per DAI).
NEAR Intents measures each side against USDC. Selling XRP cost 0.30% at $1k, 0.30% at $10k, 0.31% at $100k and 0.89% at $1M, and buying DAI cost 0% at $1k and 0.01% at $10k below the market price in our latest measurement. That is price impact only: the app fee, withdrawal fee and network gas come on top, and the widget's quote includes all but the gas.
No. Price impact is how far below the market price your quote is because of its size: a bigger swap goes deeper into solvers' liquidity. It is already in the amount the widget shows; a $1M XRP → USDC swap gave up 0.89% in our latest measurement. Slippage is how much the result may still move between that quote and the moment the swap settles. The widget accepts up to 1% by default (Max slippage in its settings): the minimum you receive is the quote minus 1%, and if solvers can't deliver at least that, the swap doesn't happen and your funds are refunded.