Convert XRP to Tether (XRP → USDT)
Swap XRP on XRP Ledger to USDT on Ethereum in one step, without bridging it yourself. Powered by NEAR Intents.
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Swap XRP to USDT
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XRP to USDT rate today
1 XRP ≈ 1.41 USDT and 1 USDT ≈ 0.7086 XRP, based on market prices at 2026-10-10 08:26 UTC.
| Token | Price | 24h | Market cap | 24h volume |
|---|---|---|---|---|
| XRP (XRP) | $1.41 | +0.71% | $88.71B | $1.56B |
| Tether (USDT) | $0.9992 | -0.01% | $184.10B | $41.90B |
Convert XRP to USDT: how much you get
Indicative amounts at the market rate above, before network and protocol fees.
| XRP | USDT |
|---|---|
| 5 XRP | 7.06 USDT |
| 10 XRP | 14.11 USDT |
| 50 XRP | 70.56 USDT |
| 100 XRP | 141.12 USDT |
| 500 XRP | 705.59 USDT |
| 1,000 XRP | 1,411 USDT |
| USDT | XRP |
|---|---|
| 10 USDT | 7.09 XRP |
| 50 USDT | 35.43 XRP |
| 100 USDT | 70.86 XRP |
| 500 USDT | 354.31 XRP |
| 1,000 USDT | 708.63 XRP |
| 10,000 USDT | 7,086 XRP |
XRP to USDT with NEAR Intents: a real quote
What the widget above quoted through NEAR Intents for about $999.97 of XRP at 2026-10-10 08:55 UTC. Larger amounts can get a different rate.
| You send | 709.2 XRP on XRP Ledger |
|---|---|
| You receive | 987.59 USDT on Ethereum ($986.76) |
| Already deducted | 1.32% of the value: 1% app fee, plus 0.32% of price impact and withdrawal fee |
| Not included | The XRP network fee to send your deposit on XRP Ledger |
| Estimated time | About 32 seconds, NEAR Intents' estimate for this route |
XRP to USDT price impact on NEAR Intents
How big a single XRP/USDT swap can be at each level of price impact, in both directions, and the impact at each trade size.
| Price impact | XRP → USDT | USDT → XRP |
|---|---|---|
| Under 0.5% | up to $105k | up to $121k |
| Under 1% | up to $105k | up to $121k |
| Under 3% | up to $105k | up to $121k |
| Under 5% | up to $105k | up to $121k |
| Under 10% | up to $105k | up to $121k |
| Trade size | XRP → USDT | USDT → XRP |
|---|---|---|
| $100 | 0.26% | 0% |
| $1k | 0.26% | 0% |
| $10k | 0.24% | 0% |
| $100k | 0.27% | 0% |
| $1M | not quoted | not quoted |
Price impact only: what a single swap gives up against the market price, measured with live NEAR Intents quotes at 2026-10-10 06:22 UTC. The app fee, withdrawal fee and network gas come on top; the real quote above already includes all of them except the gas.
How to convert XRP to Tether
- Connect an XRP Ledger wallet such as Xaman that holds your XRP, or turn on Swap from external wallet to pay to a deposit address from any wallet or exchange.
- Enter how much XRP to swap and the Ethereum address that receives the USDT, from any EVM wallet such as MetaMask or Rabby.
- Confirm. Once the deposit confirms on XRP Ledger, the USDT is sent to your address on Ethereum; if the swap can't be filled, the XRP is refunded.
About the XRP → USDT swap
XRP is sent on XRP Ledger and USDT arrives on Ethereum, so this swap also changes network. You pay XRP gas on XRP Ledger for the deposit and nothing on Ethereum to receive, though you will need some ETH there later to move the USDT.
Swapping XRP to USDT converts a volatile asset into a dollar-pegged stablecoin, a common way to lock in a price or step out of market swings without off-ramping to a bank account.
About XRP and Tether
XRP (XRP): XRP is the native token of the XRP Ledger, designed for fast and low-cost cross-border payments. More about XRP →
Tether (USDT): Tether (USDT) is the most widely traded stablecoin, pegged 1:1 to the US dollar and issued on many major blockchains. More about USDT →
Swap XRP for other tokens
Other ways to get USDT
XRP to USDT: frequently asked questions
What to know before swapping XRP for Tether
USDT is sent on Ethereum, so you need any EVM wallet such as MetaMask or Rabby. Use an address you control; if you send to an exchange, check that it accepts USDT on Ethereum, as some exchanges don't credit deposits that come from a smart contract.
NEAR Intents' latest quote estimated about 32 seconds for this route. Slower source chains take longer because the deposit needs more confirmations.
1 XRP ≈ 1.41 USDT at current market prices ($1.41 per XRP, $0.9992 per USDT).
In our latest measurement a XRP → USDT swap cost 0.26% at $1k, 0.24% at $10k and 0.27% at $100k below the market price, and the largest single swap was up to $105k with under 1% price impact. That is price impact only: the app fee, withdrawal fee and network gas come on top, and the widget's quote includes all but the gas.
No. Price impact is how far below the market price your quote is because of its size: a bigger swap goes deeper into solvers' liquidity. It is already in the amount the widget shows; a $100k XRP → USDT swap gave up 0.27% in our latest measurement. Slippage is how much the result may still move between that quote and the moment the swap settles. The widget accepts up to 1% by default (Max slippage in its settings): the minimum you receive is the quote minus 1%, and if solvers can't deliver at least that, the swap doesn't happen and your funds are refunded.